Originally Posted by dramaqueen
I guess I was told the wrong thing or misunderstood. I thought my mom said not to pay a balance off every month but she said she didn't say that. She did say that closing out credit card accounts will affect your fico score.
I asked my dad advice on it today and he said that if you pay off the balance every month then you will build credit, but a lot slower than if you only payed the minimum. That makes a whole lot of sense right? xP
I just want to be able to get a loan to buy a house someday. And as of right now, Best Buy won't even give me a credit card. When I was under 18 I got credit card offers in the mail...wheres one when I actually want it!?!?!