Can you please fill out this form and post photos? It's almost impossible to give an accurate diagnosis without those and you wouldn't want to treat him unnecessarily.
Thanks!
http://www.bettafish.com/showthread.php?t=49233
I doubt you made him sick. Holes in caudals are often from flaring. And if you bought him from a pet store then fin damage is pretty normal. Honestly, if a fish is acting normal and eating I don't worry about them. I keep an eye on their fins but I don't worry.
Housing
What size is your tank? 5.5 gal
What temperature is your tank? 78 degrees F
Does your tank have a filter? Yes
Does your tank have an air stone or other type of aeration? No
Is your tank heated? Yes
What tank mates does your betta fish live with? none
Food
What type of food do you feed your betta fish? wardley's betta pellets
How often do you feed your betta fish? 3 pellets everyday
Maintenance
How often do you perform a water change? I haven't yet in this tank, but the box said once a month (with the bowl I did weekly)
What percentage of the water do you change when you perform a water change? I haven't changed water yet (In the bowl I did 100%)
What type of additives do you add to the water when you perform a water change? water conditioner
Water Parameters:
Have you tested your water? If so, what are the following parameters? no
Symptoms and Treatment
How has your betta fish's appearance changed? Hole in his tail
How has your betta fish's behavior changed? Hasn't changed
When did you start noticing the symptoms? I'm not sure, my mom noticed it 3 days ago

Have you started treating your fish? If so, how? nothing yet
Does your fish have any history of being ill? no
How old is your fish (approximately)? I don't know, he came from PetCo
here are the best photos I could get, he wouldn't stop moving